Gold v Fiat Pension Comparison Calculator

Use the input boxes below to change the values and compare the difference between buying Gold each month for your retirement and paying a pension provider to ‘look after’ your savings. We have included in the calculator, the historical yearly inflation rates and the monthly historical gold prices. There are obviously numerous variations on pensions which are impossible to accurately factor into any calculator so this is designed to give you an idea of the comparison based on the figures within it, the gold and inflation aspect will be accurate though as these historical, and are known. We are also unable to calculate your personal tax which will need to be paid on you savings or any transfer fees you will need to pay if you move provider or transfer a number of pensions into one. These will all reduce your final payment.

The offical rate of inflation each year is built into the calculator, but with many economists (not paid by the banks or governments) agreeing the real rate of inflation is somewhere between 5% – 10%, which is what we expericence in reality, we have included the Reality Check Inflation option where you can add a % above the official rate each year to get a more realistic outcome of how the purchasing power of your savings are being destroyed.

Pension vs Gold comparison calculator

Pension Calculator

Gold vs Pension

Bank savings vs Gold comparison calculator

Savings Calculator

Savings vs Inflation

Gold vs Property over 50 years, comparison calculator

Property Comparison

Gold vs Property Price

Gold vs Tax free ISA savings, comparison calculator

Cash ISA comparison

Gold vs ISA Savings